Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.
Capital One QuicksilverOne Cash Rewards Credit Card
Rewards
Earn unlimited 1.5% cash back on all purchase
Capital One QuicksilverOne Cash Rewards Credit Card
Rewards
Earn unlimited 1.5% cash back on all purchase
Details
Rewards
Earn unlimited 1.5% cash back on all purchase
Recommended Credit
Average, Fair and Limited
Regular Annual Percentage Rate (APR)
28.49% Variable
Pros & Cons
Highlights
Additional Reading
The Capital One QuicksilverOne Cash Rewards Credit Card could be the right choice for you if you’re building your credit history. You could be able to qualify for the card even if you don’t have an excellent credit score, and you’ll earn at least 1.5% cash back on your purchases. However, there’s no welcome offer, and you’ll pay a modest annual fee.
Review: Is the Capital One QuicksilverOne the best card for you?
Similar to the popular Capital One Quicksilver Cash Rewards Credit Card, the QuicksilverOne Cash Rewards Card is best for those who want a card that earns cash back on everyday purchases.
If your credit score isn’t high enough to qualify for the Quicksilver Cash Rewards Card, you might have better luck getting approved for this card. The QuicksilverOne Cash Rewards Card is meant for users with fair credit.
You can earn 5% cash back on hotels and car rentals booked through Capital One Travel, and 1.5% cash back on all other purchases. You won’t have to juggle cash-back categories, and your rewards won’t expire as long as your card is open.
The QuicksilverOne Cash Rewards Card gets you six months of Uber One membership for exclusive deals and discounts (ends November 14, 2024). So if you often use rideshare services to get around, you could definitely benefit from the QuicksilverOne Cash Rewards Card.
Yet, new cardholders won’t receive any sort of welcome bonus offer or an intro APR offer when they open the card. There’s also a $39 annual fee attached, unlike the no-annual-fee Quicksilver Cash Rewards Card. There are also fewer benefits included.
The 5% cash back on hotel and car rentals is a limited benefit as it is only applicable when you book through Capital One Travel. If you don’t plan on using Capital One Travel for your travel bookings, or have higher credit, you might want to consider a different cash-back rewards card altogether.
Insider’s Featured Cash Back Credit Cards
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations up to the quarterly maximum when you activate. Earn unlimited 1% cash back on all other purchases automatically.
Unlimited Cashback Match – Discover will automatically match all the cash back you’ve earned at the end of your first year
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. 5% cash back on travel purchased through Chase Ultimate Rewards®. 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
$200 after spending $500 on purchases in the first three months from account opening
For example, the Quicksilver Cash Rewards Card comes with the same cash back rates as the QuicksilverOne Cash Rewards Card but without the annual fee. It also has a welcome bonus offer: One-time $200 cash bonus once you spend $500 on purchases within 3 months of account opening and additional benefits.
Another rewards card to consider if you have good to excellent credit is the Chase Sapphire Preferred® Card, which has a $95 annual fee. It has a welcome bonus offer of 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening, great earning rates, and a wide range of redemption options.
We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
How to earn rewards from Capital One QuicksilverOne card
With the QuicksilverOne Cash Rewards Card, there are no rotating categories to juggle and no limits to the rewards you can gain. Rewards also don’t expire as long as the account is open.
You’ll earn the most rewards by booking hotels and car rentals through the Capital One Travel site. You’ll receive 5% cash back on all these bookings with no max limit, and 1.5% cash back on all other purchases.
Similarly, if you use the overseas you won’t have to worry about foreign transaction fees.
How to use rewards
The QuicksilverOne Cash Rewards Card gives you multiple ways to redeem, including:
- Receive a check in the mail directly from Capital One or redeem it as statement credits towards your account balance.
- You can apply your cash back rewards directly to some recent purchases, including certain travel expenses.
- Credits are redeemable as gift cards for restaurants, retailers, and more.
- You can link your Amazon or PayPal account to your Capital One card to use rewards/miles on eligible purchases.
Benefits and features
Uber One membership
With the QuicksilverOne Cash Rewards Card you’ll get up to six months of complimentary Uber One membership, which gets you benefits like discounts, exclusive deals and promotions, and more (ends November 14, 2024).
The Capital One mobile app
The Capital One mobile app gives you the ability to pay your bills, view your balances and transactions, receive security alerts (via email, text, and phone), and lock your card at your fingertips.
Card lock
If your card is lost, stolen, or misplaced, you can lock your account from the Capital One Mobile App
24/7 customer service
You’ll have access to 24/7 customer service representatives if you have questions, concerns, and or other travel queries.
Eno assistance
The Capital One Mobile App includes access to Eno (Capital One’s virtual assistant) which monitors your account and provides additional 24/7 customer support.
$0 fraud liability
If your card is stolen, lost, or misplaced, you will receive $0 fraud liability coverage and will not be responsible for any unauthorized charges on your card.
No foreign transaction fees
There are no foreign transaction fees on purchases outside of the US.
Emergency card replacement
You’ll receive an emergency replacement card if your card is lost or stolen.
Capital One QuicksilverOne Cash Rewards Credit Card
Rewards
Earn unlimited 1.5% cash back on all purchase
Capital One QuicksilverOne Cash Rewards Credit Card
Rewards
Earn unlimited 1.5% cash back on all purchase
Details
Rewards
Earn unlimited 1.5% cash back on all purchase
Recommended Credit
Average, Fair and Limited
Regular Annual Percentage Rate (APR)
28.49% Variable
Pros & Cons
Highlights
Additional Reading
Fees and costs
The Capital One QuicksilverOne Cash Rewards Credit Card has a $39 annual fee and an APR of 28.49% Variable for purchases and transfers. The APR varies based on the market which is based on the Prime Rate.
There is a late payment fee of up to $40.
On the bright side, you won’t have to pay any foreign transaction fees on purchases made outside of the US. This is especially beneficial for those who wish to earn cash back on purchases while traveling abroad.
Comparison: Capital One QuicksilverOne Cash Rewards Credit Card vs other Capital One Cards
Capital One QuicksilverOne Cash Rewards Credit Card vs other cash rewards credit cards
*cash back is received in the form of Reward Dollars
QuicksilverOne Cash Rewards Card frequently asked questions (FAQ)
The QuicksilverOne Cash Rewards Card is an all-purpose cash-back rewards card for those wanting to earn back a percentage of their money back through rewards categories.
The QuicksilverOne Cash Rewards Card is a card for those with fair or average credit. You can increase your credit score through consistent, on-time payments.
The QuicksilverOne Cash Rewards Card is a good fit for those with fair to average credit.
The QuicksilverOne Cash Rewards Card is best suited for those with fair or average credit. Unlike the Quicksilver Cash Rewards Card, the QuicksilverOne Cash Rewards Card does not have a welcome bonus offer and does include a moderate annual fee.
Top Offers From Our Partners
Wealthfront Cash Account
A high-yield cash account that earns 3.30% annual percentage yield. No account fees. APY as of 11/14/2022.
Related Post
Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.
Capital One QuicksilverOne Cash Rewards Credit Card
Rewards
Earn unlimited 1.5% cash back on all purchase
Capital One QuicksilverOne Cash Rewards Credit Card
Rewards
Earn unlimited 1.5% cash back on all purchase
Details
Rewards
Earn unlimited 1.5% cash back on all purchase
Recommended Credit
Average, Fair and Limited
Regular Annual Percentage Rate (APR)
28.49% Variable
Pros & Cons
Highlights
Additional Reading
The Capital One QuicksilverOne Cash Rewards Credit Card could be the right choice for you if you’re building your credit history. You could be able to qualify for the card even if you don’t have an excellent credit score, and you’ll earn at least 1.5% cash back on your purchases. However, there’s no welcome offer, and you’ll pay a modest annual fee.
Review: Is the Capital One QuicksilverOne the best card for you?
Similar to the popular Capital One Quicksilver Cash Rewards Credit Card, the QuicksilverOne Cash Rewards Card is best for those who want a card that earns cash back on everyday purchases.
If your credit score isn’t high enough to qualify for the Quicksilver Cash Rewards Card, you might have better luck getting approved for this card. The QuicksilverOne Cash Rewards Card is meant for users with fair credit.
You can earn 5% cash back on hotels and car rentals booked through Capital One Travel, and 1.5% cash back on all other purchases. You won’t have to juggle cash-back categories, and your rewards won’t expire as long as your card is open.
The QuicksilverOne Cash Rewards Card gets you six months of Uber One membership for exclusive deals and discounts (ends November 14, 2024). So if you often use rideshare services to get around, you could definitely benefit from the QuicksilverOne Cash Rewards Card.
Yet, new cardholders won’t receive any sort of welcome bonus offer or an intro APR offer when they open the card. There’s also a $39 annual fee attached, unlike the no-annual-fee Quicksilver Cash Rewards Card. There are also fewer benefits included.
The 5% cash back on hotel and car rentals is a limited benefit as it is only applicable when you book through Capital One Travel. If you don’t plan on using Capital One Travel for your travel bookings, or have higher credit, you might want to consider a different cash-back rewards card altogether.
Insider’s Featured Cash Back Credit Cards
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations up to the quarterly maximum when you activate. Earn unlimited 1% cash back on all other purchases automatically.
Unlimited Cashback Match – Discover will automatically match all the cash back you’ve earned at the end of your first year
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. 5% cash back on travel purchased through Chase Ultimate Rewards®. 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
$200 after spending $500 on purchases in the first three months from account opening
For example, the Quicksilver Cash Rewards Card comes with the same cash back rates as the QuicksilverOne Cash Rewards Card but without the annual fee. It also has a welcome bonus offer: One-time $200 cash bonus once you spend $500 on purchases within 3 months of account opening and additional benefits.
Another rewards card to consider if you have good to excellent credit is the Chase Sapphire Preferred® Card, which has a $95 annual fee. It has a welcome bonus offer of 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening, great earning rates, and a wide range of redemption options.
We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
How to earn rewards from Capital One QuicksilverOne card
With the QuicksilverOne Cash Rewards Card, there are no rotating categories to juggle and no limits to the rewards you can gain. Rewards also don’t expire as long as the account is open.
You’ll earn the most rewards by booking hotels and car rentals through the Capital One Travel site. You’ll receive 5% cash back on all these bookings with no max limit, and 1.5% cash back on all other purchases.
Similarly, if you use the overseas you won’t have to worry about foreign transaction fees.
How to use rewards
The QuicksilverOne Cash Rewards Card gives you multiple ways to redeem, including:
- Receive a check in the mail directly from Capital One or redeem it as statement credits towards your account balance.
- You can apply your cash back rewards directly to some recent purchases, including certain travel expenses.
- Credits are redeemable as gift cards for restaurants, retailers, and more.
- You can link your Amazon or PayPal account to your Capital One card to use rewards/miles on eligible purchases.
Benefits and features
Uber One membership
With the QuicksilverOne Cash Rewards Card you’ll get up to six months of complimentary Uber One membership, which gets you benefits like discounts, exclusive deals and promotions, and more (ends November 14, 2024).
The Capital One mobile app
The Capital One mobile app gives you the ability to pay your bills, view your balances and transactions, receive security alerts (via email, text, and phone), and lock your card at your fingertips.
Card lock
If your card is lost, stolen, or misplaced, you can lock your account from the Capital One Mobile App
24/7 customer service
You’ll have access to 24/7 customer service representatives if you have questions, concerns, and or other travel queries.
Eno assistance
The Capital One Mobile App includes access to Eno (Capital One’s virtual assistant) which monitors your account and provides additional 24/7 customer support.
$0 fraud liability
If your card is stolen, lost, or misplaced, you will receive $0 fraud liability coverage and will not be responsible for any unauthorized charges on your card.
No foreign transaction fees
There are no foreign transaction fees on purchases outside of the US.
Emergency card replacement
You’ll receive an emergency replacement card if your card is lost or stolen.
Capital One QuicksilverOne Cash Rewards Credit Card
Rewards
Earn unlimited 1.5% cash back on all purchase
Capital One QuicksilverOne Cash Rewards Credit Card
Rewards
Earn unlimited 1.5% cash back on all purchase
Details
Rewards
Earn unlimited 1.5% cash back on all purchase
Recommended Credit
Average, Fair and Limited
Regular Annual Percentage Rate (APR)
28.49% Variable
Pros & Cons
Highlights
Additional Reading
Fees and costs
The Capital One QuicksilverOne Cash Rewards Credit Card has a $39 annual fee and an APR of 28.49% Variable for purchases and transfers. The APR varies based on the market which is based on the Prime Rate.
There is a late payment fee of up to $40.
On the bright side, you won’t have to pay any foreign transaction fees on purchases made outside of the US. This is especially beneficial for those who wish to earn cash back on purchases while traveling abroad.
Comparison: Capital One QuicksilverOne Cash Rewards Credit Card vs other Capital One Cards
Capital One QuicksilverOne Cash Rewards Credit Card vs other cash rewards credit cards
*cash back is received in the form of Reward Dollars
QuicksilverOne Cash Rewards Card frequently asked questions (FAQ)
The QuicksilverOne Cash Rewards Card is an all-purpose cash-back rewards card for those wanting to earn back a percentage of their money back through rewards categories.
The QuicksilverOne Cash Rewards Card is a card for those with fair or average credit. You can increase your credit score through consistent, on-time payments.
The QuicksilverOne Cash Rewards Card is a good fit for those with fair to average credit.
The QuicksilverOne Cash Rewards Card is best suited for those with fair or average credit. Unlike the Quicksilver Cash Rewards Card, the QuicksilverOne Cash Rewards Card does not have a welcome bonus offer and does include a moderate annual fee.
Top Offers From Our Partners
Wealthfront Cash Account
