NEW YORK – Galaxy Digital Inc. has launched GalaxyOne, a new financial technology platform designed to provide U.S. individual investors with integrated access to cryptocurrency, U.S. equities, and high-yield cash products. The platform offers competitive yields, including an 8.00% Annual Percentage Yield (APY) for accredited investors and a 4.00% APY on cash deposits for all users.
“We’ve spent years building institutional-quality infrastructure to serve the world’s most sophisticated investors. Now, we’re extending that edge to individuals,” said Mike Novogratz, Founder and CEO of Galaxy. “GalaxyOne advances our mission of becoming a full-spectrum financial services provider that builds trusted, regulated, and accessible products for all market segments.”
Available on mobile and online, GalaxyOne combines four core services into a single user experience.
The platform’s flagship offering for accredited investors is Galaxy Premium Yield, which provides an 8.00% APY through an investment note issued by a company subsidiary. This product requires a minimum investment of $25,000 and is capped at $1 million per investor.
For all investors, GalaxyOne Cash offers a 4.00% APY on high-yield cash deposits, which are FDIC insured up to $250,000 through a partnership with Cross River Bank. Users can also opt to automatically reinvest earned interest into supported cryptocurrencies.
GalaxyOne also includes a brokerage service for commission-free trading of over 2,000 U.S. stocks and ETFs, available in both individual and retirement accounts (traditional and Roth IRAs). The platform supports fractional share trading and an optional stock lending program. On the digital asset side, GalaxyOne Crypto allows users to buy, trade, and hold major cryptocurrencies, including bitcoin (BTC), ethereum (ETH), and solana (SOL).
“As technology reshapes how people invest, expectations are clear: more yield, easier access from a single platform, and opportunities that extend beyond traditional boundaries,” stated Zac Prince, Managing Director at Galaxy. “GalaxyOne delivers exactly that: a unified opportunity to earn yield on cash, trade crypto, and access U.S. equities, all supported by Galaxy’s financial discipline and institutional oversight.”
The technology behind GalaxyOne was originally developed by Fierce, a company Galaxy acquired in 2024. The platform is now led by Prince, with Fierce’s former CEO, Rob Cornish, serving as Chief Technology Officer. GalaxyOne complements the company’s existing GalaxyOne Institutional suite, tailoring its offerings to different client segments while maintaining institutional standards for security and risk management.
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