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BNPL or “Buy Now Pay Later” payments will continue to increase by 2023. In the midst of the boom in electronic commerce, the credit modality that allows you to make purchases and pay in installments is expected to gain strength the following year and reach 3%. of purchases made by e-commerce, according to WorldPay data.
It is expected that the adoption of this credit model will continue to be welcomed by millennials and generation Z, however, the study carried out by The Ascent revealed that the youngest users are the most likely to have problems in the payment of this type of credit.
The Graviti startup assured that they hope that during the next year BNPL payments will not only be observed as a credit tool, but also as an option towards banking as well as a way to improve or obtain a credit history through the proper use of the tool. financial.
joselyn.ugarte@eleconomista.mx
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