Over the years, the NFL has changed its rules of the game and reconsidered health insurance coverage given the severity of the physical damage that this sport can cause to players on the field and in the future.
The league protects every player with the Player Insurance Plan (player insurance plan), but the economic amount has its specifications in terms of injury history, years of experience or the type of injury and rehabilitation to attend.
Damar Hamlin is an unusual case of league budgeting. The 24-year-old is considered a rookie, has just his first professional contract with the Bills, and the blow to the heart prompted the first medical assistance of its kind in NFL history. The specialization of the medical staff attended a cardiorespiratory arrest inside the field. It was such an unusual occurrence that it caused the league to make exceptions to its insurance plan rules.
“What is unusual about Damar Hamlin’s situation is the exception. The question is when this will become a rule for the NFL. The presence of the defibrillator and cardiopulmonary resuscitation is a sign that the league was prepared knowing that there was a possibility of these cases. There have been cases of deaths at the high school level and these blows can also occur in athletes such as judokas, karatekas, boxers. The doctors had the special equipment on hand,” Álvaro Martín, a chronicler with 30 years of experience in NFL games and author of @RitmoNFL, explains to El Economista.
If a player gets hurt in the off-season, they lose their money.
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