Within the consumer portfolio, the personal loan portfoliowhich by the tenth month of 2022 reached 198,098 million pesos, registered a delinquency of 4.55%, which, although it is slightly higher than the 4.31% of September, is less than the 5.25% of October of the previous year.
Although these figures reflect that delinquency in this type of credit is on the rise and that it is the highest within the portfolio, it still does not represent significant risks.
According to the ABM (Association of Banks of Mexico) The trends also show that there is adequate risk management and prudence on the part of consumers.
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