Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page.
Regular Annual Percentage Rate (APR)
Starts at 5.24%
Regular Annual Percentage Rate (APR)
Starts at 5.24%
On Digital Federal Credit Union’s website
Details
Regular Annual Percentage Rate (APR)
Starts at 5.24%
Pros & Cons
Highlights
Pros and cons of Digital Federal auto loans
Insider’s Featured Auto Loans
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Auto Loan
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Upstart Auto Refinance
Digital Federal is best for borrowers with energy-efficient cars, as the credit union offers discounts on loans for them. Additionally, if you need some extra time before paying your loan, the credit union will give you 60 days before it requires you to make payments. Most other lenders don’t allow it.
However, borrowers looking to buy out their leases won’t be able to do so with Digital Federal.
How Digital Federal auto loans compare
How Digital Federal auto loans compare
Editor’s rating
Regular Annual Percentage Rate (APR)
Starts at 5.24%
Editor’s rating
Regular Annual Percentage Rate (APR)
New and Refinancing as low as 4.54%, Used as low as 5.44%
Editor’s rating
Regular Annual Percentage Rate (APR)
Starts at 6.34% APR
Both Digital Federal and Navy Federal require borrowers to be members to take out a loan. However, Navy Federal has the stricter eligibility requirements of the two. You’re only eligible if you are an active military member or veteran, as well as an employee or retiree of the Department of Defense. Family members of any of the aforementioned groups also qualify.
Huntington is only available in 11 states — Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, Wisconsin. Digital Federal and Navy Federal are available in all 50 states.
See our ratings methodology for auto loans »
Frequently asked questions
Digital Federal is rated A+ by the Better Business Bureau, a nonprofit organization focused on consumer protection and trust. The BBB rates companies by evaluating their responses to customer complaints, honesty in advertising, and truthfulness about business practices.
Digital Federal hasn’t been involved in any recent controversies. Between its top BBB score and clean history, you may feel comfortable borrowing from the lender.
Digital Federal doesn’t disclose the minimum credit score it requires for its loans. However, the better your score, the better your chances are of qualifying.
Generally, you’ll be approved for a loan within one business day and receive your funds shortly after.
Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page.
Regular Annual Percentage Rate (APR)
Starts at 5.24%
Regular Annual Percentage Rate (APR)
Starts at 5.24%
On Digital Federal Credit Union’s website
Details
Regular Annual Percentage Rate (APR)
Starts at 5.24%
Pros & Cons
Highlights
Pros and cons of Digital Federal auto loans
Insider’s Featured Auto Loans
-
Auto Loan
-
Upstart Auto Refinance
Digital Federal is best for borrowers with energy-efficient cars, as the credit union offers discounts on loans for them. Additionally, if you need some extra time before paying your loan, the credit union will give you 60 days before it requires you to make payments. Most other lenders don’t allow it.
However, borrowers looking to buy out their leases won’t be able to do so with Digital Federal.
How Digital Federal auto loans compare
How Digital Federal auto loans compare
Editor’s rating
Regular Annual Percentage Rate (APR)
Starts at 5.24%
Editor’s rating
Regular Annual Percentage Rate (APR)
New and Refinancing as low as 4.54%, Used as low as 5.44%
Editor’s rating
Regular Annual Percentage Rate (APR)
Starts at 6.34% APR
Both Digital Federal and Navy Federal require borrowers to be members to take out a loan. However, Navy Federal has the stricter eligibility requirements of the two. You’re only eligible if you are an active military member or veteran, as well as an employee or retiree of the Department of Defense. Family members of any of the aforementioned groups also qualify.
Huntington is only available in 11 states — Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, Wisconsin. Digital Federal and Navy Federal are available in all 50 states.
See our ratings methodology for auto loans »
Frequently asked questions
Digital Federal is rated A+ by the Better Business Bureau, a nonprofit organization focused on consumer protection and trust. The BBB rates companies by evaluating their responses to customer complaints, honesty in advertising, and truthfulness about business practices.
Digital Federal hasn’t been involved in any recent controversies. Between its top BBB score and clean history, you may feel comfortable borrowing from the lender.
Digital Federal doesn’t disclose the minimum credit score it requires for its loans. However, the better your score, the better your chances are of qualifying.
Generally, you’ll be approved for a loan within one business day and receive your funds shortly after.
