Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.
Using credit card rewards for an all-inclusive hotel stay is the closest you can get to a completely free vacation.
The problem is that no hotel chain has offered a wide variety of all-inclusive resorts to choose from. Brands like Hyatt, Marriott, and Hilton have each possessed only a handful of (often underwhelming) resorts to choose from.
That’s no longer the case. Hyatt is now the clear winner for anyone looking for an all-inclusive experience, having added more than 100 properties after absorbing travel and hospitality company Apple Leisure Group in 2021. Since then, Hyatt has been incrementally opening these properties up to its loyalty program — making them bookable with points.
Insider’s Featured Rewards Credit Cards
Earn unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Earn 1x points on other purchases.
Limited time offer of 30,000 bonus points when you spend $1,500 in purchases in the first 3 months from account opening (offer expires 01/10/2023)
Earn 3x ThankYou® points at restaurants and supermarkets. Earn 3x ThankYou® points at gas stations, air travel, and hotels. Earn 1x ThankYou® points on all other purchases.
80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs). Earn 2x points on other travel. Earn 1x point per dollar on everything else.
60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
Below is a complete list of all-inclusive resorts you can book with Hyatt points in Latin America and Europe — and the number of points you’ll need to do it.
We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
You can now book 100+ all-inclusive resorts with Hyatt points
You might be familiar with Hyatt’s popular all-inclusive properties such as the Hyatt Ziva Cancun, Alila Ventana Big Sur, and Miraval Arizona. For years, Hyatt has offered quality all-inclusives — there just haven’t been many to choose from.
Hyatt is busily remedying this problem, and has created a new award chart specifically for all-inclusive hotels. Here’s what that looks like (prices are for double occupancy).
These awards top out at a price significantly higher than any other Hyatt hotel (with the exception of Miraval hotels, which charge up to 72,000 points for double occupancy in a standard room).
Here are all currently bookable all-inclusive hotels in Latin America and Europe, along with their standard award prices.
Caribbean/Latin America
Europe
Some of these hotels are an absolute steal. For example, I found dates at the Dreams Los Cabos Suites Golf Resort & Spa which cost $850+ per night for just 17,000 points. Insider estimates Hyatt points value to be 1.5 cents each, on average. But with this redemption, you’d get a value of 5 cents per point.
Many other hotels offer significantly outsized value for your points. For example, standard rates at the Dreams Playa Mujeres Golf & Spa Resort are 25,000 points per night. However, this hotel can cost $700+ per night — giving you a value of 2.8 cents per point.
Earning Hyatt points is easy with credit cards
The World Of Hyatt Credit Card
Intro offer
30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening
Rewards
Earn up to 9 points total for Hyatt stays (4 Bonus Points per $1 spent at Hyatt hotels and 5 Base Points per $1 from Hyatt as a World of Hyatt member). Earn 2 points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships. Earn 1 point per $1 spent on other purchases.
The World Of Hyatt Credit Card
Intro offer
30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening
Rewards
Earn up to 9 points total for Hyatt stays (4 Bonus Points per $1 spent at Hyatt hotels and 5 Base Points per $1 from Hyatt as a World of Hyatt member). Earn 2 points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships. Earn 1 point per $1 spent on other purchases.
Details
Rewards
Earn up to 9 points total for Hyatt stays (4 Bonus Points per $1 spent at Hyatt hotels and 5 Base Points per $1 from Hyatt as a World of Hyatt member). Earn 2 points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships. Earn 1 point per $1 spent on other purchases.
Intro offer
30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening
Recommended Credit
Good to Excellent
Regular Annual Percentage Rate (APR)
19.74% – 26.74% Variable
Pros & Cons
Highlights
Additional Reading
Hyatt points are some of the easiest rewards to earn thanks to the large number of credit cards that earn Hyatt points.
First, Hyatt offers two co-branded Chase credit cards:
- The World Of Hyatt Credit Card
— 30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening (read our World of Hyatt credit card review) - World of Hyatt Business Credit Card — 60,000 bonus points after you spend $5,000 on purchases in your first 3 months from account opening (read our World of Hyatt Business card review)
You can also earn Hyatt points by transferring Chase Ultimate Rewards® points to Hyatt at a 1:1 ratio. This means any Chase Ultimate Rewards-earning cards are effectively Hyatt points-earning cards:
- Chase Sapphire Preferred® Card — 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening (read our Chase Sapphire Preferred review)
- Chase Sapphire Reserve® — 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening (read our Chase Sapphire Reserve review)
- Ink Business Preferred® Credit Card — 100,000 points after spending $15,000 on purchases in the first 3 months from account opening (read our Ink Business Preferred review)
Also, if you have one of the above three Ultimate Rewards cards, you can combine the rewards you earn with any of the below no-annual-fee Chase credit cards, then transfer them to Hyatt at a 1:1 ratio:
- Chase Freedom Flex℠ — $200 after spending $500 on purchases in the first three months from account opening (read our Chase Freedom Flex review)
- Chase Freedom Unlimited® — 1.5% cash back in addition to regular earning on everything you buy up to $20,000 spent in the first year (worth up to $300 cash back) (read our Chase Freedom Unlimited review)
- Ink Business Cash® Credit Card — $900 bonus cash back after you spend $6,000 on purchases in the first three months from account opening (read our Ink Business Cash review)
- Ink Business Unlimited® Credit Card — $900 bonus cash back after you spend $6,000 on purchases in the first three months from account opening (read our Ink Business Unlimited review)
You can also transfer Bilt Rewards to Hyatt at a 1:1 ratio. Those with the Bilt Mastercard® can find this to be one of the best options for redeeming their points.
There are many hundreds of thousands of Hyatt points to be earned between the above cards, meaning you can fund weeks of all-inclusive stays with these welcome bonus offers. For example, by earning the Chase Sapphire Preferred® Card bonus, you could stay three days at the Dreams Sapphire Resort & Spa and save $1,200+.
What you should know about booking all-inclusive hotels with Hyatt points
Hyatt points have become the hands-down most valuable currency for anyone seeking an all-inclusive hotel stay. You can now stay at over 100 all-inclusive properties around the world, including in the Caribbean, South America, and Europe — and there are more to come.
Related Post
Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.
Using credit card rewards for an all-inclusive hotel stay is the closest you can get to a completely free vacation.
The problem is that no hotel chain has offered a wide variety of all-inclusive resorts to choose from. Brands like Hyatt, Marriott, and Hilton have each possessed only a handful of (often underwhelming) resorts to choose from.
That’s no longer the case. Hyatt is now the clear winner for anyone looking for an all-inclusive experience, having added more than 100 properties after absorbing travel and hospitality company Apple Leisure Group in 2021. Since then, Hyatt has been incrementally opening these properties up to its loyalty program — making them bookable with points.
Insider’s Featured Rewards Credit Cards
Earn unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Earn 1x points on other purchases.
Limited time offer of 30,000 bonus points when you spend $1,500 in purchases in the first 3 months from account opening (offer expires 01/10/2023)
Earn 3x ThankYou® points at restaurants and supermarkets. Earn 3x ThankYou® points at gas stations, air travel, and hotels. Earn 1x ThankYou® points on all other purchases.
80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs). Earn 2x points on other travel. Earn 1x point per dollar on everything else.
60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
Below is a complete list of all-inclusive resorts you can book with Hyatt points in Latin America and Europe — and the number of points you’ll need to do it.
We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
You can now book 100+ all-inclusive resorts with Hyatt points
You might be familiar with Hyatt’s popular all-inclusive properties such as the Hyatt Ziva Cancun, Alila Ventana Big Sur, and Miraval Arizona. For years, Hyatt has offered quality all-inclusives — there just haven’t been many to choose from.
Hyatt is busily remedying this problem, and has created a new award chart specifically for all-inclusive hotels. Here’s what that looks like (prices are for double occupancy).
These awards top out at a price significantly higher than any other Hyatt hotel (with the exception of Miraval hotels, which charge up to 72,000 points for double occupancy in a standard room).
Here are all currently bookable all-inclusive hotels in Latin America and Europe, along with their standard award prices.
Caribbean/Latin America
Europe
Some of these hotels are an absolute steal. For example, I found dates at the Dreams Los Cabos Suites Golf Resort & Spa which cost $850+ per night for just 17,000 points. Insider estimates Hyatt points value to be 1.5 cents each, on average. But with this redemption, you’d get a value of 5 cents per point.
Many other hotels offer significantly outsized value for your points. For example, standard rates at the Dreams Playa Mujeres Golf & Spa Resort are 25,000 points per night. However, this hotel can cost $700+ per night — giving you a value of 2.8 cents per point.
Earning Hyatt points is easy with credit cards
The World Of Hyatt Credit Card
Intro offer
30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening
Rewards
Earn up to 9 points total for Hyatt stays (4 Bonus Points per $1 spent at Hyatt hotels and 5 Base Points per $1 from Hyatt as a World of Hyatt member). Earn 2 points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships. Earn 1 point per $1 spent on other purchases.
The World Of Hyatt Credit Card
Intro offer
30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening
Rewards
Earn up to 9 points total for Hyatt stays (4 Bonus Points per $1 spent at Hyatt hotels and 5 Base Points per $1 from Hyatt as a World of Hyatt member). Earn 2 points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships. Earn 1 point per $1 spent on other purchases.
Details
Rewards
Earn up to 9 points total for Hyatt stays (4 Bonus Points per $1 spent at Hyatt hotels and 5 Base Points per $1 from Hyatt as a World of Hyatt member). Earn 2 points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships. Earn 1 point per $1 spent on other purchases.
Intro offer
30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening
Recommended Credit
Good to Excellent
Regular Annual Percentage Rate (APR)
19.74% – 26.74% Variable
Pros & Cons
Highlights
Additional Reading
Hyatt points are some of the easiest rewards to earn thanks to the large number of credit cards that earn Hyatt points.
First, Hyatt offers two co-branded Chase credit cards:
- The World Of Hyatt Credit Card
— 30,000 bonus points after spending $3,000 on purchases in the first three months of account opening, and up to 30,000 more bonus points by earning with 2 points per dollar spent on purchases that normally earn 1 point, up to $15,000 in the first six months of account opening (read our World of Hyatt credit card review) - World of Hyatt Business Credit Card — 60,000 bonus points after you spend $5,000 on purchases in your first 3 months from account opening (read our World of Hyatt Business card review)
You can also earn Hyatt points by transferring Chase Ultimate Rewards® points to Hyatt at a 1:1 ratio. This means any Chase Ultimate Rewards-earning cards are effectively Hyatt points-earning cards:
- Chase Sapphire Preferred® Card — 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening (read our Chase Sapphire Preferred review)
- Chase Sapphire Reserve® — 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening (read our Chase Sapphire Reserve review)
- Ink Business Preferred® Credit Card — 100,000 points after spending $15,000 on purchases in the first 3 months from account opening (read our Ink Business Preferred review)
Also, if you have one of the above three Ultimate Rewards cards, you can combine the rewards you earn with any of the below no-annual-fee Chase credit cards, then transfer them to Hyatt at a 1:1 ratio:
- Chase Freedom Flex℠ — $200 after spending $500 on purchases in the first three months from account opening (read our Chase Freedom Flex review)
- Chase Freedom Unlimited® — 1.5% cash back in addition to regular earning on everything you buy up to $20,000 spent in the first year (worth up to $300 cash back) (read our Chase Freedom Unlimited review)
- Ink Business Cash® Credit Card — $900 bonus cash back after you spend $6,000 on purchases in the first three months from account opening (read our Ink Business Cash review)
- Ink Business Unlimited® Credit Card — $900 bonus cash back after you spend $6,000 on purchases in the first three months from account opening (read our Ink Business Unlimited review)
You can also transfer Bilt Rewards to Hyatt at a 1:1 ratio. Those with the Bilt Mastercard® can find this to be one of the best options for redeeming their points.
There are many hundreds of thousands of Hyatt points to be earned between the above cards, meaning you can fund weeks of all-inclusive stays with these welcome bonus offers. For example, by earning the Chase Sapphire Preferred® Card bonus, you could stay three days at the Dreams Sapphire Resort & Spa and save $1,200+.
What you should know about booking all-inclusive hotels with Hyatt points
Hyatt points have become the hands-down most valuable currency for anyone seeking an all-inclusive hotel stay. You can now stay at over 100 all-inclusive properties around the world, including in the Caribbean, South America, and Europe — and there are more to come.
