An analysis by the fintech Fondimex found that the search for loans increased 16% in December compared to the average for the first three quarters of the year. The lines of credit that are requested are between 500,000 and 12 million pesos.
Francisco Reséndiz, director of operations of Fondimex, pointed out that digitization was key to having a strong demand in a bullish inflation circle, he commented that this is a differentiation to be a more attractive option.
It is possible that rates continue to rise this year, that credit is difficult to obtain for SMEs, even for entities, which is why they are turning to fintech, digitization has contributed to the demand for us growing a lot,” explained Reséndiz.
On the other hand, an analysis by the fintech Drip Capital indicated that access to financing during 2022 was affected by factors such as the rise in interest rates.
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