The partial withdrawals for unemployment made in the retirement fund administrators (afores) reached 2,202 million pesos (mdp) in the month of September, this meant the largest amount that has been withdrawn from the Retirement Savings System (SAR) under this concept, according to figures from the National Commission of the Retirement Savings System (consar).
The amount reported in September 2022 revealed that partial unemployment withdrawals in fund managers accumulate for five consecutive months with monthly increases.
The data of the eat reveal that the amount of September had an increase of 6.8% in real terms compared to the same month last year. While in monthly comparison with August of this year there was an increase of 5.7 percent.
The September figure exceeded the historical amount withdrawn in October 2020 (2,094 million pesos). In addition, it is the fourth time that the amount of withdrawals exceeds 2,000 million pesos. In March and August 2022, withdrawals of 2,025 and 2,082 million pesos, respectively, were observed.
The balance accumulated until September for partial withdrawals due to unemployment totaled 17,027 million pesos, this represented a 3% drop in real terms compared to the same period last year.
It is a right, but it must be analyzed
Partial retirement due to unemployment is a right that has helped millions of workers during the more than two years that the coronavirus pandemic has been in Mexico.
The Consar authorized that partial withdrawals for unemployment could be processed from the application of Afore Mobile. However, only those who have their Electronic File updated will be able to do so.
In case of not having the digital application, the interested party must go to the branch of their Afore to carry out the process of withdrawing resources.
However, withdrawing resources from the fund manager reduces weeks of the worker’s contribution. The time that is taken away from them depends on the salary they receive.
minutiae
In addition, in this situation of disabilities, the workers who withdraw resources will have them made effective, that is, they will have losses since the Afore has to liquidate the holding of the asset portfolio to carry out the procedure.
The accumulated loss has been 473.795 million pesos between January-September.
santiago.renteria@eleconomista.mx
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